“In my whole life, I have known no wise people who didn’t read all the time – none, zero.” - Charlie Munger
Baby steps, tiny habits—they all compound. Sometimes we look at the whole staircase when all we need to do is look at the next step.
People often say knowledge is power, but it’s the application of knowledge that is power. Learn, apply, and grow.
Boredom is following the same systems day in and day out and letting it compound over time. Let boredom make you wealthy and fit.
You become the average of your closest friends, so choose wisely. As a former soccer player, I always improved when surrounded by stronger players. Find friends who challenge you to become a better version of yourself while uplifting you.
Consistency isn’t about ignoring rest.
It’s about doing what needs to be done before doing what you want to do.
Today I wanted downtime, and I’m still taking it.
But first, I pushed through resistance and showed up for myself and my business with clear time limits so I don’t overextend.
Build first. Renewal after. Both matter.
How are you overcoming resistance right now?
I think the smartest thing I did in my twenties was being disciplined about using a portion of my income to invest. Over the years, life happened—family, challenges, etc.—and I wasn’t as consistent, but the early investing positioned us well. Now, I’m building a side hustle too. That’s the main thing I’d recommend to anyone starting at 18: build your side hustle!
As R.W. Emerson said, “the first wealth is health.” Focus on your mental and physical health first, and everything else will fall in - line. In fact, that same discipline is what builds any area of life.
Appreciate the critics because they are a critical part of the process and continue to make me stronger. Ignore anyone who doesn’t have the results.
An MBA hasn’t really provided me any benefit in building my career or pursuing other business opportunities. Surround yourself with experienced mentors, apply what they teach, and you’ll learn everything you need to be successful.
Discipline is a daily decision.
We need strong people who become strong parents, lead strong families, and make a community impact.
Goals don’t build passive income. Habits do.
Systems are just habits with structure. Run the system long enough and it becomes an asset.
Passive income isn’t passive at the start. It’s earned through consistency when no one is watching.
Every day is a battle against distractions, and the weapon is discipline.
What are the most important systems to have in place as you start the new year? Personally, I’m building systems and processes for the following:
Morning routine Evening routine Finances Personal development Fitness Nutrition (supplements and food) Career growth Business growth
It’s all about making sure you have systems in - place for the outcomes you want to create. Then, it’s simply a matter of executing the steps or habits in each system on a consistent basis. systems take the thinking out of doing.
System to grow a career
My goal is to be the best employee while I work my job but continue to build side hustles and invest.
Read book summaries relevant to your career - 2 per week
Continue to read for personal growth -15-30 min per day
Strengthen your network. Set meetings with people in your network to stay connected 2 times per month
Read an industry relevant news article per day such as from the Wall Street journal
Revisit your yearly goals and expectations twice per month and what you have done to achieve them or move them forward
Review behavior expectations for your current role and role above and assess what you need to do to perform at the next level
Meet with your boss once per week to demonstrate incremental value added, priorities and what’s planed for the following week
You are the product of your systems.
Mindset System for Building a Cash Flow Asset
Thursday, January 1, 2026
Define Your Why Identify the deeper reason driving you to create the asset. Ask yourself: Why do I want this income? Freedom? Financial Security? Impact? Write it down and revisit it regularly—it becomes your anchor when motivation dips. Determine Your End Result Be specific about what success looks like. Example: I want a passive income of $2,000/month within 12 months. Visualize the lifestyle, freedom, and opportunities this result will create.
The wealthy don’t work jobs or own jobs—they own systems and investments. Systems create scale and leverage. They change how you make money: money works for you.
If you want to be a leader, know that not everyone is going to like you.